Need Mobile Or Manufactured Home Experts? FHA is in full swing with the Manufactured Home industry on both forward and reverse re-fi’s but there is a hook. The home must have an Engineered Certification, Affidavit of Affixture and if you’re if you’re in California you will even need a 433a documentation [...]
Continue reading...Monday, July 19, 2010
Title Companies and Lenders - Is This Familiar? Does just hearing the words “manufactured home” or “mobile home” make you cringe? Are you tired of dealing with the Department of Housing and Community Development? Does your mobile home title work get kicked back even though you followed instructions exactly? Do you enjoy endlessly fighting with previous [...]
Continue reading...Monday, February 22, 2010
433a, Manufactured Home Financing, Mobile Home Certifications, Mobile Home Financing
To be considered real property, the owner of the manufactured home must also own the land upon which the home sits. Even when the homeowner owns the land, he/she may choose to title each separately---the home as personal property and the land as realty. However, if one wants to secure an FHA-insured mortgage loan, the home and land must be conjoined as a single entity as REAL PROPERTY.
Continue reading...Monday, February 22, 2010
433a, Manufactured Home Financing, Mobile Home Certifications, Mobile Home Financing
Just wanted to add a slice of humor to a very mundane and boring topic albeit probably the most important aspect of your manufactured home. Let this serve as a reminder that you, the manufactured home owner, really need to be careful about who you let work under your home. Don't fall for the many, engineered certification, affidavit of fixture, re-leveling, foundation installation, retrofit and repair, earthquake bracing, hurricane and tornado tiedown scams etc. There's literally tons of them lurking about trying to seperate you from your hard earned doe.
Continue reading...Sunday, January 17, 2010
433a, Manufactured Home Financing, Mobile Home Certifications, Mobile Home Financing
Well, If You’re Tired of Waiting Around For Things To Happen Check Out What Just Might Happen In The Next RE Boom. Tens of thousands perhaps hundreds of thousands of old Trailers and Mobile Homes will be removed from “Resident Owned” Mobile Home Parks in the next few years and brand new Manufactured Homes will be [...]
Continue reading...Sunday, January 17, 2010
Are You Prepared? Here we sit in the comforts and confines of our own abodes and protected environs watching this staggering and mind boggling epic event unfold from our flat screen TV and online computer. All the while hundreds of thousands these poor souls are experiencing first hand, this horrific turning point in their lives [...]
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Monday, July 19, 2010
433a, Mobile Home Financing